Selling a Fire or Water Damaged House in Augusta, GA

A fire, a burst pipe, a storm or a mold problem can turn your home upside down overnight. If rebuilding isn't something you want to take on, we buy damaged houses across the CSRA as-is, so you can move forward.

Fire, water, storm and mold damage
No repairs, cleanup or debris removal
Close in as few as 14 days, or on the date you choose, or later if you need time
No commissions, and we pay the closing costs

Prefer to talk? Call or text (706) 397-4774

Get a cash offer on the house

What to Do First After Damage

Before you think about selling, take care of the basics. These steps protect your family and your insurance claim.

Stay safe. Don't go into a house the fire department or an inspector says is unsafe. Watch for weakened floors and ceilings, and keep power off in wet areas until it's been checked.
Call your insurance company. Report the loss as soon as you can and get a claim number. Ask what your policy covers, including temporary housing.
Document everything. Take photos and video of the damage and damaged belongings before anything is moved or thrown away. Keep receipts for anything you spend.
Prevent more damage. Most policies expect you to take reasonable steps to protect the property, like tarping a roof, boarding a window or shutting off the water. With water damage, drying out quickly matters, because mold can start growing within a day or two.
Call your mortgage servicer. If you have a loan, your lender is usually named on the policy, and the insurance check may be made out to both of you.

We're not attorneys or insurance adjusters, and this isn't legal advice. If your claim is denied or stalled, you can ask your insurer for a review, talk to an attorney, or contact the Georgia Office of Commissioner of Insurance and Safety Fire, which handles insurance complaints in Georgia. South Carolina homeowners can contact the SC Department of Insurance.

Repair With Insurance, or Sell As-Is?

There's no single right answer. It depends on your coverage, your finances and how much you want to take on.

Repairing can make sense when your policy covers most of the work, you plan to stay, and you have the time and patience to manage contractors, inspections and the insurance company.
Selling as-is can make sense when the claim won't cover everything, the house was already older or needed work, it's a rental or an inherited house, or you simply don't want to spend months rebuilding.
Underinsured or uninsured damage, like flooding without a flood policy or long-term leaks a policy excludes, often pushes owners toward selling.
Fire damage often goes beyond what you can see. Smoke, soot and the water used to put the fire out can affect wiring, framing and HVAC throughout the house.
Mold can be hard to fix completely and can scare off traditional buyers and lenders. We buy houses with mold as-is.

If you have an open claim, tell us up front. How the claim, the insurance money and the sale fit together depends on your policy, so ask your insurer or an attorney before you sign a contract with any buyer, including us.

How We Buy Damaged Houses

Tell us what happened. Call or text (706) 397-4774, or fill out the form. Photos help if you have them.
We look at the house. We've seen plenty of damage, so you don't need to clean up first.
Get a cash offer. We make a cash offer within 24 hours, as-is, with no repair requests.
Close at a local closing attorney. Any mortgage or liens are paid from the sale. Take what you want from the house and leave the rest.

We're a local, family-owned company in Augusta. We've bought over 100 houses since 2019 and we're rated 5.0 on Google. We're not real estate agents, so there are no commissions.

Damaged House Questions

Can I sell a house with fire or water damage without fixing it?

Yes. We buy damaged houses as-is, including fire, water, storm and mold damage. You don't have to repair, clean or remove anything first.

Can I sell the house if I have an open insurance claim?

Often, yes, but the claim and the sale affect each other. Tell your insurer and the buyer about the claim, and ask your insurer or an attorney how a sale affects your payout before you sign anything.

Who gets the insurance check if I have a mortgage?

If you have a mortgage, the check is often made out to both you and your lender, because the lender has an interest in the house. Call your servicer to ask how it handles claim payments.

Does homeowners insurance cover flood damage?

Most standard homeowners policies don't cover flooding from rising water. That usually takes a separate flood policy, such as one through FEMA's National Flood Insurance Program. Check your own policy to see what's covered.

How fast can you buy a damaged house?

Often quickly, since we pay cash and don't need repairs or a lender appraisal. We close at a local closing attorney, and if you need more time to deal with the insurance company or move out, we can set a later date.

Related Help

Damage often comes with other problems. These may help: condemned or code-violation houses, a damaged rental with tenants, an inherited house, falling behind on the mortgage, and houses we've bought and renovated. We buy in Augusta, Evans, Martinez, Grovetown, North Augusta, Aiken and the rest of the CSRA. Or see how we work when you need to sell your house fast in Augusta.

What Sellers Say About Working With Us

Ready to see what we can offer?

Tell us about the property and we'll get back to you with a fair cash offer within 24 hours. No obligation.

Get My Cash Offer Call or text (706) 397-4774